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Travel Blogs

Today is world diabetes day

Nov-24

Today is World Diabetes Day - the world's largest diabetes awareness campaign.

Did you know Diabetes is the 3rd most declared medical condition when it comes to travel insurance. Wellbeing is this year's theme, with appropriate access to diabetes care and support paramount.

If you're living with Diabetes you can join the global community, find support and ask questions.

Easy Cover jets in for winter  peaks

Sep-24

The summer season may be over, but there aren't any signs of a slow-down for international travel, with winter sun period firmly underway. At this time of year we typically see people travelling further away for longer periods, with America, the UAE, Egypt and Mexico proving popular this year, while the Canary Islands remain a firm favourite. 

Travel Insurance has never been more important, with the ABI announcing last month that insurers paid out £511m last year, and more than half of that was on medical claims.

Perfect timing then to introduce our newest product, which will be live on our quote and buy facility today.

Easy Cover, introduces more competitive rate options to our panel, particularly for those with pre-existing medical conditions. As well as the usual cancellation and medical cover you'd expect, Easy Cover offers sought-after benefits such as Replacement Prescribed Medication, Trip Interruption, Cruise Cover and more. 

Travelling to unsafe Countries

Aug-24

You may want to travel on business to many different countries, each with its own customs, culture and hazards. Depending on the circumstances of the trip or the political climate of the country, there could be added risks. You can stay safe and healthy abroad by taking a few simple precautions.

The Foreign and Commonwealth Office (FCO) recommends several practises before and during trips abroad that will help you mitigate the risks associated with travelling to potentially unstable countries. Before you leave, the FCO recommends that you research your destination, create a travel checklist, ensure you have the required documentation and purchase comprehensive business travel insurance.

Research Your Destination
Research is essential to ensuring a successful trip and maintaining your safety. The political climate of a country can shift rapidly, necessitating up-to-the-minute research to properly gauge your safety abroad.

Foreign Travel Advice

The UK government provides ‘Foreign Travel Advice’, a free Web service located here, to facilitate research prior to travelling abroad. The ‘Foreign Travel Advice’ section includes updated, country-specific information for travellers, such as safety and security, terrorism, local laws, and customs and entry requirements.

Checking the Health Risks

Travellers can also consult the National Health Service (Scotland)’s website ‘Fit for Travel’ here. This site provides detailed, country-specific health information such as required immunisations, malaria risks and recent health news. Be sure to confirm that you are up-to-date on your immunisations. You should always consult your GP before travelling abroad.

Create a Travel Checklist

Travel checklists are effective tools to guarantee that you have taken all the necessary precautions to ensure safety before and during international travel. You can use this checklist to plan ahead and mitigate any common risks associated with travelling to unsafe countries.

Before You Go

  • Review government travelling guidance.
  • Find the location of the nearest British embassy.
  • Purchase travel insurance.
  • Get your free European Health Insurance Card (EHIC).
  • Research possible health risks.
  • Plan for pre-existing medical conditions.
  • Ensure your passport and visa are valid.
  • Verify your destination’s entry requirements.
  • Photocopy your passport or securely store it online.
  • Note your emergency contact in your passport.
  • Provide family and friends with your contact details.
  • Make sure you have enough emergency money.
  • Invest in a good travel guide.

While You Are Away

  • Be vigilant.
  • Don’t take risks you wouldn’t take at home.
  • Don’t openly display valuables.
  • Research local customs and dress.
  • Obey local laws.
  • Exercise caution when taking photos or video.
  • Confirm that your mobile phone works abroad.
    • Bring it with you if it does, or purchase a SIM card for your destination if it doesn’t.
    • Save important local numbers.
  • Check UK import regulations before you attempt to bring back food or plants.
     

Obtain the Required Documents

Before travelling abroad, you should verify that you possess a valid passport and any other necessary documentation, such as a visa. It takes at least six weeks to receive your first passport, and at least three weeks to renew or replace your passport, so plan accordingly. Information on passports is located here.

Make sure that you bring copies of your travel documents. Consider storing these copies on a secure online data storage site. Remember to provide your emergency contact with your itinerary and contact details so he or she can reach you.

Purchase Travel Insurance

An emergency abroad can be extremely expensive. It costs £35,000-45,000 for an air ambulance back to the United Kingdom from the United States. The British Embassy will not pay for this transport, and your credit card accident cover, private health or EHIC may not suffice. You should purchase travel insurance to mitigate risk and potentially expensive medical bills while abroad. If you already have travel insurance, be sure you know what it covers. 

Safety While Abroad - tips for world travellers

Stay Alert

About 23% of thefts happen on the street or at tourist attractions—30% which are pickpocket thefts and 17% which are due to victim carelessness. Thankfully, only 6% of thefts involve violence. 

May-24

Travelling can be stressful, as there are plenty of things to think about before leaving for a long trip. Amid the packing and the goodbyes, don’t forget to think about how you will stay safe during your travels.

Whether your trip is short- or long-term, follow these guidelines and preparatory tips to ensure your time in an unfamiliar place is memorable, productive, and safe.

Do Your Homework
Before you leave, take some time to research your destination. Get the facts on crime risks and the geopolitical climate in the area. Check for travel advisories, and ask your host or sponsor when and where you should use extreme caution. If possible, speak with someone who has travelled to the location to get ideas on what to expect and how to act.

Often, the key to staying safe is blending in with natives to avoid making yourself a target. Research customary clothing practices for someone your age and gender, and do your best to pack items that will conform to the local norms. You may find that this will make your travel experience richer as well as safer.

Know the Risks
The biggest mistake you can make when travelling to any unfamiliar place is to be naïve about the risks. Unfortunately, tourists and foreigners are often easy targets because

  1. Criminals assume tourists have money.
  2. Most foreigners don’t speak the language or know how to call for help.
  3. Criminals know it is unlikely a tourist or foreigner will testify in court if he or she is caught.
  4. Foreigners are often too caught up in their travels to pay close attention to surrounding dangers.

Know that you are a target and concentrate on making yourself a difficult target to deter criminals and stay safe.

Stay Aware
The key to being a successful traveller is to practise situational awareness. Be alert and always have a plan or escape route should you be confronted with a threat.

Criminals are not unlike predators in the wild. They evaluate their victims and pounce on targets that present the lowest personal risk—meaning they choose targets based on who is the least attentive, appears the weakest or who is least likely to get them caught or injured.

  • Practise situational awareness by:
    Constantly staying focused on your surroundings
  • Noting escape routes during your everyday activity, including police stations, open stores or busy restaurants
  • Knowing how to identify those who are following you or paying undue, uncomfortable attention to you
  • Listening to your body for natural signs of fear, apprehension or suspicion

Don’t be a Bull’s-Eye
No matter where you are travelling, follow these steps to avoid drawing unwanted attention from criminals and thieves.

  • Be careful where you read maps. Pulling out a map on a street corner or outside a railway station sends the signal that you are lost or that you wouldn’t know where to go for help if attacked.
  • Do not count or display money in public. If a criminal sees that you have money, you are an automatic target. It doesn’t matter if the thief sees you pull out £1 or £1,000
  • Only use cashpoints that are in safe, secure locations, such as a bank or financial institution. Always shield your transaction with your body or hand so nobody else knows your PIN.
  • Do not bring fancy or expensive-looking jewellery with you.
  • Never leave your luggage unattended or accept unexpected/unknown parcels.
  • In general, maintain a low profile—do not attract attention to yourself.
  • Vary your daily travel routes to make it more difficult for anyone to catch on to when and where they will have an opportunity to attack or confront you.
  • Remember that safety in numbers is always a good rule of thumb.

Avoid Over-Sharing
Criminals thrive on strangers’ information because they can use it to plan an attack. The more you let others find out about you and the more you let your guard down, the greater your vulnerability. To ensure your safety:

  • Do not leave credit card or cashpoint receipts behind anywhere. If you throw them out without tearing them up, they could have enough information on them to assist a criminal.
  • In general, avoid providing more information about yourself than necessary to strangers, even if they seem friendly and harmless.
  • Refrain from providing unnecessary itinerary details.
  • If you’re staying in a hotel, do not leave any sensitive, personal information or items behind during the day.
  • If the area you are in is particularly unsafe, consider leaving the ‘Do Not Disturb’ sign on your hotel door while you are out to ensure your belongings remain safe.
  • Ultimately, staying alert and aware will be your best defence in making sure you get home safely. Always be on guard and recognise how potential predators may view you. If you have any questions or concerns about travel safety, talk to your trip sponsor or planner.


     

New insurer to join the panel

Mar-24

Beyond Travel Insurance, underwritten by Accelerant Insurance Europe SA/NV UK Branch, will cater for travellers up to 79 years old, has optional cruise cover with additional benefits and £10,000 per person cancellation cover.*

At insureurtrip we want to help you provide cover to as many people as possible, whatever their age and medical history.

*See Policy Wording for full terms, cover limits and exclusions.

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Portal Broking Group Limited is authorised and regulated by the financial conduct authority number 972761.

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