'we've got you covered'
Today is World Diabetes Day - the world's largest diabetes awareness campaign.
Did you know Diabetes is the 3rd most declared medical condition when it comes to travel insurance. Wellbeing is this year's theme, with appropriate access to diabetes care and support paramount.
If you're living with Diabetes you can join the global community, find support and ask questions.
The summer season may be over, but there aren't any signs of a slow-down for international travel, with winter sun period firmly underway. At this time of year we typically see people travelling further away for longer periods, with America, the UAE, Egypt and Mexico proving popular this year, while the Canary Islands remain a firm favourite.
Travel Insurance has never been more important, with the ABI announcing last month that insurers paid out £511m last year, and more than half of that was on medical claims.
Perfect timing then to introduce our newest product, which will be live on our quote and buy facility today.
Easy Cover, introduces more competitive rate options to our panel, particularly for those with pre-existing medical conditions. As well as the usual cancellation and medical cover you'd expect, Easy Cover offers sought-after benefits such as Replacement Prescribed Medication, Trip Interruption, Cruise Cover and more.
You may want to travel on business to many different countries, each with its own customs, culture and hazards. Depending on the circumstances of the trip or the political climate of the country, there could be added risks. You can stay safe and healthy abroad by taking a few simple precautions.
The Foreign and Commonwealth Office (FCO) recommends several practises before and during trips abroad that will help you mitigate the risks associated with travelling to potentially unstable countries. Before you leave, the FCO recommends that you research your destination, create a travel checklist, ensure you have the required documentation and purchase comprehensive business travel insurance.
Research Your Destination
Research is essential to ensuring a successful trip and maintaining your safety. The political climate of a country can shift rapidly, necessitating up-to-the-minute research to properly gauge your safety abroad.
Foreign Travel Advice
The UK government provides ‘Foreign Travel Advice’, a free Web service located here, to facilitate research prior to travelling abroad. The ‘Foreign Travel Advice’ section includes updated, country-specific information for travellers, such as safety and security, terrorism, local laws, and customs and entry requirements.
Checking the Health Risks
Travellers can also consult the National Health Service (Scotland)’s website ‘Fit for Travel’ here. This site provides detailed, country-specific health information such as required immunisations, malaria risks and recent health news. Be sure to confirm that you are up-to-date on your immunisations. You should always consult your GP before travelling abroad.
Create a Travel Checklist
Travel checklists are effective tools to guarantee that you have taken all the necessary precautions to ensure safety before and during international travel. You can use this checklist to plan ahead and mitigate any common risks associated with travelling to unsafe countries.
Before You Go
While You Are Away
Obtain the Required Documents
Before travelling abroad, you should verify that you possess a valid passport and any other necessary documentation, such as a visa. It takes at least six weeks to receive your first passport, and at least three weeks to renew or replace your passport, so plan accordingly. Information on passports is located here.
Make sure that you bring copies of your travel documents. Consider storing these copies on a secure online data storage site. Remember to provide your emergency contact with your itinerary and contact details so he or she can reach you.
Purchase Travel Insurance
An emergency abroad can be extremely expensive. It costs £35,000-45,000 for an air ambulance back to the United Kingdom from the United States. The British Embassy will not pay for this transport, and your credit card accident cover, private health or EHIC may not suffice. You should purchase travel insurance to mitigate risk and potentially expensive medical bills while abroad. If you already have travel insurance, be sure you know what it covers.
Stay Alert
About 23% of thefts happen on the street or at tourist attractions—30% which are pickpocket thefts and 17% which are due to victim carelessness. Thankfully, only 6% of thefts involve violence.
Travelling can be stressful, as there are plenty of things to think about before leaving for a long trip. Amid the packing and the goodbyes, don’t forget to think about how you will stay safe during your travels.
Whether your trip is short- or long-term, follow these guidelines and preparatory tips to ensure your time in an unfamiliar place is memorable, productive, and safe.
Do Your Homework
Before you leave, take some time to research your destination. Get the facts on crime risks and the geopolitical climate in the area. Check for travel advisories, and ask your host or sponsor when and where you should use extreme caution. If possible, speak with someone who has travelled to the location to get ideas on what to expect and how to act.
Often, the key to staying safe is blending in with natives to avoid making yourself a target. Research customary clothing practices for someone your age and gender, and do your best to pack items that will conform to the local norms. You may find that this will make your travel experience richer as well as safer.
Know the Risks
The biggest mistake you can make when travelling to any unfamiliar place is to be naïve about the risks. Unfortunately, tourists and foreigners are often easy targets because
Know that you are a target and concentrate on making yourself a difficult target to deter criminals and stay safe.
Stay Aware
The key to being a successful traveller is to practise situational awareness. Be alert and always have a plan or escape route should you be confronted with a threat.
Criminals are not unlike predators in the wild. They evaluate their victims and pounce on targets that present the lowest personal risk—meaning they choose targets based on who is the least attentive, appears the weakest or who is least likely to get them caught or injured.
Don’t be a Bull’s-Eye
No matter where you are travelling, follow these steps to avoid drawing unwanted attention from criminals and thieves.
Avoid Over-Sharing
Criminals thrive on strangers’ information because they can use it to plan an attack. The more you let others find out about you and the more you let your guard down, the greater your vulnerability. To ensure your safety:
Beyond Travel Insurance, underwritten by Accelerant Insurance Europe SA/NV UK Branch, will cater for travellers up to 79 years old, has optional cruise cover with additional benefits and £10,000 per person cancellation cover.*
At insureurtrip we want to help you provide cover to as many people as possible, whatever their age and medical history.
*See Policy Wording for full terms, cover limits and exclusions.
insureurtrip is trading name of Portal Broking Group Ltd , a limited company registered in England and Wales number 13943497 at Unit 1 Portal Business Park, Eaton Rd, Tarporley, Cheshire, CW6 9DL.
Portal Broking Group Limited is authorised and regulated by the financial conduct authority number 972761.
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