Common Questions About Travel Insurance
Why do I need travel insurance?
Watch our video on how Travel insurance helps protect you from unforeseen expenses or disruptions to your trip, such as medical emergencies abroad, flight cancellations, lost baggage, or even trip interruptions due to unforeseen events.
Does travel insurance cover pre-existing medical conditions?
Many travel insurance plans exclude pre-existing conditions, but some policies may offer cover if certain conditions are met, such as purchasing the insurance within a specified time after booking your trip.
Check your policy for details.
Can I purchase travel insurance after booking my trip?
Yes, you can purchase travel insurance after booking your trip.
However, it is highly recommended to buy it as soon as possible, especially if you want cover for trip cancellations or other pre-departure benefits.
How much does travel insurance cost?
The cost of Travel Insurance is dependent on a number of factors including your age and
medical history. It will also depend on where you’re going and for how long, and whether you want single trip cover or an annual policy.
Can you pay monthly?
No, payment is taken up front.
On annual couple / family policies can I travel solo?
Yes, if you buy an Annual Multi Trip policy all adults on the policy can travel independently. Terms vary for Children.
Will my annual policy automatically renew?
No, we will write to you 21 days before your policy is due to expire, and you’ll need to call us
to run through a new quotation.
I live outside the UK, can I still get insurance?
No, you must be a resident of the UK, Channel Islands or Isle of Man and trips must start and
end in the UK.
If my travel agent cancels the holiday, am I covered for cancellation?
No, it would be the responsibility of your Travel Agent or tour operator to reimburse you or
offer an alternative holiday. Your Travel Insurance is there to protect you if you need to cancel the holiday, for example due to a change in medical circumstance means you can’t travel. Cancellation terms and limits vary by insurer and you should always check the wording.
Does travel insurance cover adventure sports or extreme activities?
Not all travel insurance plans cover adventure or extreme sports like skiing, scuba diving, or mountain climbing. However, some plans offer optional add-ons to cover these activities. Be sure to check your policy if you plan to engage in high-risk activities.
Explore affordable travel insurance with worldwide coverage. Get a quote online today!
insureurtrip is trading name of Portal Broking Group Ltd , a limited company registered in England and Wales number 13943497 at Unit 1 Portal Business Park, Eaton Rd, Tarporley, Cheshire, CW6 9DL. Portal Broking Group Limited is authorised and regulated by the financial conduct authority number 972761.
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